Home financing made clear across Texas.
I'm Kristin Boyd — the Lender Lady TX. Based in Dallas and licensed throughout Texas, I help first-time buyers, repeat homeowners, and real estate partners from Dallas–Fort Worth to Austin, Houston, and San Antonio find the right loan with honest guidance and a smooth path to closing.
5.0 from 20 verified reviews on Experience.comServing buyers across Texas
Based in Dallas and licensed throughout Texas, I work with buyers and homeowners in the state's largest metros. Explore the area closest to you:
Loan programs I specialize in
Every buyer's situation is different. I'll walk you through the options and help you choose the program that fits your goals and budget.
FHA Loans
Low down payment options for buyers with a range of credit profiles.
Conventional Loans
Flexible terms and competitive options for qualified buyers.
VA Loans
Exclusive benefits for veterans and active-duty service members.
USDA Loans
No-down-payment options for eligible rural and suburban properties.
Learn more about each program → · Read the DFW mortgage blog →
Why work with the Lender Lady
What clients say
Rated 5.0 out of 5 across 20 verified reviews on Experience.com.
“Kristin did a fantastic job! She was an absolute pleasure to work with, and we couldn't be more satisfied with the service we received!”Sarah W. Frankston, TX
“Kristen was always reachable which is priceless. Her knowledge, expertise and willingness to do whatever needed to get this transaction closed peacefully was amazing.”Hilaire F. Fort Worth, TX
“Kristin was kind, patient, incredible with communication, and overall a wonderful lender.”Shana M. H. Azle, TX
“Kristen's attention to detail and her overall commitment to us!”Randolph W. Frankston, TX
“Thanks, it was a flawless experience!”Mel P. Flower Mound, TX
Ready to take the next step?
No pressure, no jargon — just a straightforward conversation about your goals.
Call or text (940) 268-5556
Apply Now